If your home has been hit by severe weather, it’s crucial to check for roof damage immediately. One of the first things homeowners often wonder is how to file a roof insurance claim and what to expect during the process.
At 225Roofers & Construction, we help Baton Rouge homeowners navigate insurance claims with ease. With the help of a clear roof storm damage checklist in Baton Rouge, you can document damage and protect your property—and your wallet.
Why Roof Inspections Matter Before Filing a Claim
Damage Isn’t Always Easy to See
Some storm damage, like lifted shingles or flashing tears, might not be obvious from the ground. A professional inspection gives you a clear picture of what’s been compromised.
Insurance Companies Require Documentation
For a successful roof insurance claim, photos, written assessments, and evidence of the storm’s timing are essential. An inspection ensures you’re submitting a complete and credible claim.
Roof Storm Damage Checklist for Insurance Claims
After the storm, take a look around your home using this checklist. Document everything you see:
- Missing, cracked, or curling shingles
- Dents on vents, flashing, or gutters
- Shingle granules in gutters or downspouts
- Water stains on ceilings or attic beams
- Visible mold, wood rot, or soft spots
- Debris or fallen tree limbs on the roof
Take photos and note the date of the storm. This checklist becomes a strong foundation for your insurance claim.
Filing a Roof Insurance Claim Step by Step
- Schedule a Roof Inspection
Reach out to a trusted contractor like 225Roofers & Construction for an inspection. We identify the damage, take photos, and prepare a written summary.
- Notify Your Insurance Provider
Contact your insurance company to open the claim. Provide the inspection report and photos to support your case.
- Meet with the Adjuster
Your insurance provider will send an adjuster to verify the damage. We’ll meet with them if needed to make sure everything is reviewed thoroughly.
- Get Repairs Started
Once approved, our team will repair or replace the roof efficiently and to code, backed by insurance and proper permits.
FAQs – Roof Insurance Claim
What if I can’t see any damage from the ground?
That’s common. We recommend having your roof inspected after any major storm, even if nothing looks wrong at first glance.
Do I need to be present during the insurance adjuster’s visit?
It’s helpful but not required. Our team can meet with the adjuster on your behalf to point out damage and provide the inspection report.
How long do I have to file a claim after a storm?
Timelines vary by policy, but sooner is better. Contact 225Roofers & Construction immediately after the storm so we can help you file on time.
Need help now? Contact our team today to schedule your inspection and start your roof insurance claim the right way.
Start Your Roof Insurance Claim with Confidence
Storm damage can be stressful, but filing a roof insurance claim doesn’t have to be. With the right documentation and expert guidance, you can protect your home and get the repairs you need.
225Roofers & Construction is here to guide you from inspection to approval—quickly and professionally. Call now for your free roof inspection in Baton Rouge.